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Payment API for Ghana

Build the commerce model—not only the payment call.

Your integration still needs an offer, an order, a customer, a payment state, and a reliable record after the wallet prompt. Inttegro gives you APIs and hosted Checkout inside the same commerce system so the payment does not become an isolated webhook project.

One connected path

  1. 01Create or select the offer
  2. 02Create the order
  3. 03Present Checkout
  4. 04Act on confirmed state

Each step is recorded on the same Inttegro order.

Choose the integration boundary deliberately

Hosted Checkout can own the risky edge.

Keep product discovery and application logic in your experience, then hand payment collection to Inttegro Checkout. Your backend should still create and retrieve the commercial records, preserve identifiers, and verify state before granting value.

01

Model the sale before the payment.

Create or select the product, price, customer, and order so the payment attempt belongs to a commercial record your system understands.

02

Use hosted Checkout for collection.

Send the customer to an Inttegro-hosted flow for eligible Ghana mobile-money methods instead of handling wallet credentials in your application.

03

Treat server state as authoritative.

Retrieve the order and payment result from the API before fulfilling, granting access, or marking your own resource as paid.

An implementation sequence that preserves evidence

Keep the public flow and server workflow separate.

The browser can begin the journey, but your backend must own credentials, correlate identifiers, and decide when a confirmed payment changes application state.

  1. 01

    Create an API key for the right environment.

    Keep secret keys on the server, separate test and live data, and scope operational access to the account and workflow that need it.

    Open Studio
  2. 02

    Create the commercial resource on the server.

    Build the product, price, customer, or order path your use case requires. Preserve the Inttegro identifiers alongside your own resource identifiers.

  3. 03

    Present the hosted payment flow.

    Give the customer the Inttegro Checkout URL or client integration intended for the order rather than exposing a server credential to the browser.

    See the Checkout product
  4. 04

    Verify the result before side effects.

    Read the latest authoritative state and make fulfilment idempotent so retries, delayed approvals, or duplicate events do not grant the same value twice.

    Understand the order lifecycle

Products and records

What Inttegro connects

One API surface across commerce resources

Work with products, prices, customers, orders, payment attempts, refunds, balances, payouts, messaging, and analytics without inventing the relationships yourself.

Hosted Ghana mobile-money collection

Use Inttegro Checkout for eligible MTN Mobile Money, Telecel Cash, and AirtelTigo Money payments while keeping secret credentials off the client.

State after the callback

Keep the payment result attached to an order your application can retrieve, reconcile, support, refund when eligible, and connect to balances and payouts.

Hosted paths for lower-code use cases

Use Shops, Buy Links, or hosted invoices when a full custom integration would add work without improving the customer journey.

Ghana commerce guide

More Ghana commerce guides

Read about Mobile Money, payment links, online sales, payment APIs, and alternatives available in Ghana.

Common questions

Before you start

Check supported payment methods, account eligibility, pricing, and product requirements before you launch.

Is Inttegro only a payment API?

No. Inttegro is a connected commerce platform. The APIs cover the resources around payment as well, including products, prices, customers, orders, refunds, balances, payouts, messaging, and analytics.

Can I accept Ghana mobile money from my own app?

Yes, when your account and transaction are eligible. Keep server credentials on your backend, create the appropriate commercial record, and present the supported Inttegro Checkout flow to the customer.

Should my app trust the browser redirect after payment?

No. Treat the browser return as navigation, not authoritative payment evidence. Retrieve and verify the current server-side order or payment state before fulfilment or access changes.

Does Inttegro support card payments?

Not currently. Inttegro supports eligible Ghana mobile-money payments through MTN Mobile Money, Telecel Cash, and AirtelTigo Money. Cards, Apple Pay, and Google Pay are not available yet.

Availability

Supported methods and limits

Inttegro supports eligible Ghana mobile-money payments. Cards, Apple Pay, and Google Pay are not available yet. Availability can still depend on the account and transaction.

Start from one complete server-to-customer path.

Create the commercial record, present Checkout, verify the confirmed state, and make the fulfilment side effect safe to retry. Add more endpoints after that loop is sound.

Build with the Inttegro API