Mobile money payments in Ghana
Accept Mobile Money payments online.
Let customers pay for products and services through eligible Ghana Mobile Money methods, with every payment kept connected to its order.
Start with mobile moneySee how it comes together
Supported Ghana Mobile Money providers.
Accept eligible payments through Ghana’s supported mobile-money networks.
MTN Mobile Money
Telecel Cash
AirtelTigo Money
Cards, Apple Pay, and Google Pay are not available yet; supported Mobile Money methods depend on the account and transaction.
A clear starting point
Order details and payment
in one Checkout.
Checkout brings the order and payment step together so customers can confirm what they are buying and how much it costs before the wallet prompt appears.
One flow across every sales channel
Shops, Buy Links, invoices, and custom apps can all bring the customer to the order they are paying for.
Approval on the customer’s phone
The customer enters an accessible Ghana Mobile Money number and completes the approval step on that phone.
A bouquet, ready to order
Invoice INT-3232
Payment dueDue when ready
Order total: GHS 280 · Payment due
On their phone
Wallet approval happens
on the customer’s phone.
The payment remains pending until the customer approves the wallet prompt and Inttegro receives a confirmed result.
- 01
Order and wallet details
The customer reviews the order, amount, and wallet number before starting the payment.
- 02
Wallet approval
The customer approves the prompt on their phone because submitting Checkout alone doesn’t complete the payment.
- 03
Payment confirmation
The order remains pending until Inttegro records the confirmed result.
Back in your business
Payment status stays
attached to the order.
Keeping the payment attempt attached to its order lets your team see what happened without reconstructing the sale from messages.
- Pending
- The request is in progress, so fulfilment should wait for the result.
- Failed
- The attempt did not complete, and the record provides the context needed to help the customer.
- Confirmed
- A confirmed order can move to fulfilment, which remains a separate business step.
The same bouquet, in your order record
Charged to Ama Asante
- Celebration bouquetQty 1
- GHS 280
- Invoice
- INT-3232
- Fulfillment
- Not fulfilled
This order is awaiting payment, not yet fulfilled.
Mobile Money across your sales channels
One payment method across
different ways of selling.
Customers can pay for an agreed order, browse a Shop, or complete Checkout in your app without visiting a physical counter.
Pricing
One payment rate across
supported wallets.
The rate has no account or service fees and includes payout fees.
How pricing breaks downper payment
Refunds are charged at 2%.Which Ghana mobile-money networks are available?
Inttegro supports eligible payments through MTN Mobile Money, Telecel Cash, and AirtelTigo Money. Availability can depend on the account and transaction, so confirm the enabled methods before promising one to customers.
Is the payment complete as soon as the prompt is sent?
No. Sending the prompt initiates an attempt. The customer still needs to approve it, and the business should wait for the confirmed payment state on the order before fulfilment.
Can I accept cards through the same checkout?
Not currently. Inttegro does not yet support card payments, Apple Pay, or Google Pay. Choose Inttegro when the supported Ghana mobile-money methods fit the customers and products you are serving.
What should the customer see while the payment is pending?
Explain that approval happens on their phone, keep the amount and order visible, and give them a clear way to wait, retry when appropriate, or ask for help. Do not show a success state until the payment is confirmed.
Ghana commerce guides
Related payment and selling guides.
By Inttegro · Updated
Mobile Money payments through Inttegro.
Inttegro keeps the offer, payment, and order connected from the first sale onward.
Start with mobile money